Medicare Automatic Enrollment: Things to Consider

Most individuals have a lot of confusion in regards to Medicare Auto Enrollment. The fact is, you might be charged a percentage as a penalty if you believe you’re automatically enrolled in Medicare but aren’t.


Let us understand in easy language who is automatically enrolled and who isn’t so that you don’t face a penalty.


In case you’re already enjoying Social Security or Railroad Board Retirement benefits, you’ll be enrolled automatically in Part A as well as Part B Medicare once you celebrate your 65th birthday


Medicare will issue you a card via mail around 3 months prior to your 65th birthday, however your Medicare coverage won’t be applicable till your 65th birthday month starts.


For the rest of the people, you’ll have to complete the required  paperwork in order to become eligible for Medicare.


We suggest that you finish enrollment paperwork for Part A as well as Part B Medicare at least 90 days before wanting the coverage to be effective. Meaning 90 days prior to celebrating your 65th birthday.


Now, a few folks that are eligible for automatic enrollment in Medicare might not require both Part A & Part B.  In case you want to continue with your work & fulfill the criteria for your company’s group health coverage (or your partner’s health coverage), then you might want to dis-enroll yourself from Medicare Part B coverage. This way, you can prevent auto withdrawal of premium for your Part B Medicare from Social Security check.


People who’re looking to participate in Medicare Part B at this time can cut out & keep their card. For folks who don’t want Medicare Part B, carefully abide by the guidelines on your form’s backside (the one you 90 days before your 65th birthday). Tick the box where it says you don’t want Medical (Part B) coverage. Sign the document & place it in the given envelope.

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Never tear off your Medicare card. It’s important that you return the form before your Medicare Part B coverage effective date that’s indicated on the card. You’ll still be able to enjoy Medicare Part A coverage despite rejecting Part B. You should now receive an alternative Medicare card that confirms your Medicare Part A enrollment only.


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